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(US πŸ‡ΊπŸ‡Έ) Paying in Installments
(US πŸ‡ΊπŸ‡Έ) Paying in Installments

This article will guide you on the use of our installments service in the US.

Adam avatar
Written by Adam
Updated over 4 months ago

Camlist has partnered with multiple financing partners like Afterpay, Klarna, Credova, and PayPal in the US to help you with financing options for your purchases. If you are looking to get a pet and are unable to immediately pay the amount to the seller, you may now pay in installments (up to 12 months) with 0% interest!*

Our partners will provide you with the right payment plan, and you can instantly have the full amount credited to the seller while you pay it off in installments.

This means that the seller gets their full amount when you make the up-front payment, and you can pick up your pet immediately.

In order to use the installment option, here are the steps:

STEP 1:

Find the pet you are looking to buy, and agree with the seller on the price.

STEP 2:

In your chat with the seller, you will see the option to "Pay now". In case you do not see this option, please ask the seller to send you a "Payment Request" from their end. When you tap on "Pay now", you will be asked the amount that you want to pay to the seller. You need to always enter the seller's FULL ASKING PRICE at this stage. You will see the option to see all the payment plans in the next stage.

STEP 3:

You have the option of paying the full amount or paying in installments. Choose to pay in installments through one of the multiple financing partners listed on this screen. Each of these financing partners may offer different plans and schedules. The details of the installment schedule and breakdown are mentioned to you at this stage.

STEP 4:

When you select your preferred financing partner, you will have to enter your mobile phone number, and email ID, accept the terms and conditions, and click on "Complete Your Order". You may also be asked to enter your SSN and you will undergo a credit check. Make sure to verify the payment schedule and split.

On Klarna:

STEP 5:

Wait for your instant credit check to complete. Once that is done, you will be directed to make the payment.

As soon as you complete the payment for the first installment successfully, your payment will reflect as pending on Camlist and you will have to complete a one-time mandatory identity verification. Once this is completed, your payment will be reviewed by our compliance team, and if it passes all the necessary checks, the payment will be approved and will reflect in your chat with the seller.

The seller will receive the full amount requested on their Camlist balance. You can now coordinate with the seller for the pick up (or the delivery) of your pet.

STEP 6:

The seller will only be able to transfer the amount from their Camlist balance to their bank account after you confirm that you have received the pet by tapping the "Confirm delivery" button in the chat window.

This is to protect our buyers from any possible scams. We only release the money to the seller's bank account when you confirm physically holding the pet.

If for any reason you do not receive the pet, you will be refunded the amount that you would have paid, and the payment plan will be cancelled from our end.

STEP 7:

You will be charged the installments as per the monthly schedule displayed to you on the payments screen. The amount will be charged from the same card you use to make the first payment.

ADDITIONAL SUPPORT:

If you need any help, just get in touch with us via the chat icon on the bottom right of this screen, or through the top right corner of the Camlist app.

FREE PET FOOD!

For a limited time, when you buy your furry friend on Camlist, you're eligible for FREE PET FOOD (while the offer lasts). You can read more about the offers for buyers here.

*NOTE: Payment plans and their offers depend solely on the financing partner and the credit checks that they run from their end. In some cases, you may be offered plans that do not have 0% interest. Please check the breakdown of your payments carefully before completing your payment. Camlist does not have any control over the plans being offered.

**FOR PAYPAL PAYMENTS:

For payments on PayPal, it takes at least 48 hours to complete at which point, you will be asked to complete pending steps on your PayPal dashboard, only after which your payment will be marked as complete on Camlist. Only once your payment is complete can you proceed to pick up the pet.

For more support or information regarding PayPal payments, please reach out to our Support Team using the in-app Support Chat.

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